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Institute for Economics

Monetary Policy Rates

Tracking the cost of capital set by major central banks.

Central Bank Policy Rate Trend
US Federal Reserve5.25 - 5.50%Peaked
European Central Bank4.50%Peaked
Bank of England5.25%Peaked
Bank of Japan0.10%Hiking

Policy Divergence

When central banks diverge in their policy paths (e.g., the Fed holding high while the BOJ maintains near-zero rates), it creates massive arbitrage opportunities in the currency markets, specifically the Yen carry trade.